Frequently Asked Questions
Straight answers about how credit repair works with Credit Bully AI.
How long does it take?
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Every file is different; many clients see bureau responses within 30–45 days per round.
Can you guarantee results?
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No. No one can legally guarantee the removal of accurate information. We challenge items that are inaccurate, unverifiable, or outdated.
Will this hurt my credit?
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Disputing doesn't lower your score.
How much does it cost?
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It depends on your situation. We'll go over options that fit your budget in your free consultation.
Can I dispute on my own?
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Yes. You have the right to dispute inaccurate information yourself for free with the bureaus.
What do I need?
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A credit monitoring account and your ID; we'll walk you through it.
Still have questions?
We're happy to walk through your situation on a free consultation call.
Ready to take back control of your credit?
Book your free consultation today. We'll review your goals and find a plan that fits your budget.