How It Works
A clear, four-step process — from your first call to ongoing follow-up.
Free Consultation
We review your goals and credit, and find a plan that fits your budget. There's no cost to talk and no pressure to move forward.
Credit Report Review
We analyze your reports from all three bureaus — Experian, Equifax, and TransUnion — for inaccurate, incomplete, or unverifiable items.
Dispute Letters
We prepare and send dispute letters, including data breach and factual disputes, to the bureaus and creditors under your rights in the Fair Credit Reporting Act.
Track and Follow Up
The bureaus generally have about 30 days to investigate. We track every response, follow up in rounds, and keep you updated.
Your rights, our strategy
You have the right to dispute inaccurate information in your credit report yourself, for free, with the bureaus. We handle that process on your behalf — preparing, sending, and tracking disputes under the Fair Credit Reporting Act.
Start with a free consultation
We'll review your goals and credit, and find a plan that fits your budget. No cost to talk.
Ready to take back control of your credit?
Book your free consultation today. We'll review your goals and find a plan that fits your budget.